How a Ford Extended Warranty is Like Insurance

If you’re in the market for a new Ford, Lincoln or Mercury vehicle, then you’ve probably wondered whether it’s worth getting a Ford extended warranty to go with your new car purchase. Of course, everyone’s mileage may vary, but the main point of the Ford warranty is to provide you with low-cost or free repairs and service on your vehicle’s various parts and systems. There are several different tiers of care that correspond with more and more car systems under coverage. The four different levels of coverage are:

  • Powertrain Care
  • Base Care
  • Extra Care
  • Premium Care

The Powertrain level of care only covers the most fundamental systems in your vehicle, while Premium covers almost everything there is, including the audio system and emissions. Think of these offerings similar to how you decide what level of insurance coverage to purchase for your health or home. In many ways, the Ford extended service plan is like health insurance coverage for your vehicle, making it cheap or free to get work done, rather than paying out of pocket.

Ultimately, it’s up to you to decide whether it’s worth the money to pay for a Ford extended warranty ahead of needing any repairs done. Any vehicle is going to need routine maintenance, and this is well covered by the various plans, so you know you’ll be getting value for your money. The question is, will you have any very expensive repairs to pay for down the road? In many cases, peace of mind alone is worth the price of admission, but it all comes down to your particular preference.

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